Built for online sellers & e-commerce stores
AI adjudication · your data stays private
AI chargeback decisioning

Rule on every chargeback before the bank rules against you.

Paste a disputed transaction — an eBay or marketplace chargeback, an "item not received" claim, a card dispute. Get a clear FIGHT · ACCEPT · REFUND verdict with recovery confidence, expected recovery and evidence strength — then a bank-ready rebuttal letter when it's actually worth a fight.

Transparent rubric, not a black box Never costs more than it recovers
AutoDispute · Case File Docket #A-1182
PB
Pine & Birch Co.ORD-20471 · Unauthorized
FIGHT
NV
NovaVapesORD-99821 · Item not received
REFUND
RH
Ridgewood HomeORD-10336 · Not as described
ACCEPT
Latest ruling · Case A-1182 FIGHT
$259 recovered
Recovery confidence 72% · stronger than the $29 fight fee
Confidence72%
EvidenceHigh
Bank-ready rebuttal letter generated · 31s
In the industry

$34B

lost to chargebacks every year

Per dispute today

1–2 hrs

of manual work, mostly guesswork

Fraud reality

65%

of merchants saw fraud rise last year

The cost gap

2.3 ×

a $34 case vs a $29 represent

About AutoDispute

A decision engine for the fights you actually win.

Chargebacks cost merchants a staggering $34 billion every year — and most disputes are winnable. Yet merchants lose millions because the adjudication process is opaque, manual and rushed, and recovery advisors charging 20–30% are still guessing.

AutoDispute replaces the guesswork with a transparent, deterministic rubric that scores every case, tells you honestly whether to fight, accept or refund — and hands you a bank-ready rebuttal letter the moment it's worth it.

  • 1Recovery confidence, expected recovery & evidence strength on every case
  • 2An honest answer — never coached into a losing expense
  • 3A flat $29 letter fee, only when the fight clears the math
Try it on your own case Free to run a case — see the verdict first. File a case →
The Ruling

Three verdicts. One honest answer.

The engine doesn't guess — it scores each case against a transparent rubric and tells you the truth.

Fight

Represent & win

Evidence is strong and recovery clears the fee. Generate the rebuttal letter and file representment to get the money back.

When win % ≥ 40 and recovery > $50
Accept

Let it stand

The claim holds water or the amount isn't worth the fight. Don't spend a dollar on a battle you can't win.

When the evidence won't win it
Refund

Move on faster

Sometimes the cheapest path is a clean refund before it becomes a formal dispute, a fee, and a mark on your record.

When refunding beats the fee + risk
Why choose AutoDispute

A few reasons merchants are switching

Built on the real chargeback process — by people who've worked payment fraud and dispute operations.

Fast & simple

File a case in under a minute. The ruling, recovery math and your rebuttal letter come back almost instantly.

Accurate rulings

A transparent, deterministic rubric scores evidence and returns a verdict — no guessing, no black box.

Honest recovery math

Never costs more than it recovers — under ~$50 we only recommend a fight when the win clearly clears the fee.

Bank-ready letters

Rebuttals written in the exact wording your processor expects — formatted, dated, ready to file.

See the verdict on your case

Run a case. Get the truth.

Free to run a case here — you get the ruling and the expected recovery. The letter is pay-per-fight.

  • Transparent rubricEvery verdict is scored against a clear, explainable rule.
  • Honest recovery mathNever costs more than it recovers.
  • Bank-ready rebuttalIn the wording your processor expects.
File your case Docket # auto-generated
e.g. acquirer/card-network chargeback fees. Leave blank if none — they'll be deducted from the amount you'd recover.
Verbatim is best — wording helps score the case.
Specific and factual evidence wins stronger rulings.
Text, invoices and order logs are read automatically and added to the ruling. Scanned image PDFs (no selectable text) can't be read on this plan — copy the key figures into the box above.
Your case data stays private — used only to generate your ruling.
Get started

Start free — 3 case analyses, then pay.

Sign up free, get an instant FIGHT · ACCEPT · REFUND verdict on your first dispute. No credit card, your data stays private.

No credit card needed to start.
Pricing

Pay for the fights worth fighting

A flat letter fee shouldn't exceed what you'd recover. Start per case; subscribe if chargebacks hit in waves.

Pay-as-you-go
$29 / per case
One-time · no subscription
  • Clear FIGHT / ACCEPT / REFUND ruling
  • Recovery confidence + expected recovery
  • Bank-ready rebuttal letter
  • Evidence checklist + strength score
Run a Case
Best for stores Store Subscription
$99 / month
Up to 15 cases / month · cancel anytime
  • Everything in Pay-as-you-go
  • Up to 15 cases per month
  • Priority processing
  • Full case history & tracking
Start With a Case
Low-amount disputes: a flat $29 fee shouldn't exceed what you'd recover. Under ~$50, the tool only recommends a fight when evidence is strong enough to win and recover more than the fee — so you're never coached into a losing expense.